Uninsured & Underinsured Motorists
Hit By an Uninsured Motorist in Washington, D.C.?
While most states require drivers to carry some form of auto insurance,
including the District of Columbia, not all drivers abide by the law.
In fact, recent statistics show that nearly 13% of all motorists in the
U.S. are operating without adequate coverage. Fortunately, if you are
ever involved in a
motor vehicle accident with an uninsured driver, you can seek compensation from your own insurance
company through an uninsured motorist (UM) claim.
In Washington, D.C., drivers must be insured for the following types of coverage:
- $25,000 per person in personal injury protection
- $50,000 per accident in personal injury protection
- $10,000 per accident for property damage
- $25,000 per person in UM/UIM coverage
- $50,000 per accident in UM/UIM coverage
- $5,000 per accident for UM/UIM property damage
Although drivers are required to carry a minimum amount of coverage, uninsured
motorist (UM) and underinsured motorist (UIM) coverage ensures that your
medical bills can still be paid if the other driver does not have insurance,
or enough insurance to cover the cost of your injuries and property damage.
You may also be able to file an uninsured motorist claim if you were involved in a
hit and run accident, and the other driver was not identified.
Uninsured Motorists vs. Underinsured Motorists
Uninsured Motorist: If you are involved in a collision with an uninsured driver, or you are
the victim of a hit and run accident, you may be able to seek payment
for your medical bills and property damage through an uninsured motorist
Underinsured Motorist: If you are involved in an accident with someone whose insurance coverage
does not cover the cost of your medical treatment and property damage,
you can seek compensation through an uninsured motorist (UIM) claim.
Why You Should Consult a Personal Injury Attorney
As you may know, it is not always easy to work out a fair settlement with
your own insurance company – even if you are contractually entitled
to these benefits. For this reason, it would be in your best interest
to consult a Washington, DC injury lawyer at Simeone & Miller, LLP
if you have been involved in a serious accident with an uninsured or underinsured motorist.
How can you benefit from hiring our DC personal injury attorneys?
- We won’t ask you to pay unless we win your case
- We are recommended by over 1,000+ satisfied clients
- We have recovered millions of dollars for our clients
- We will start your case with a FREE, no-risk consultation
- We have an AV® rating from Martindale-Hubbell®
Contact our office at (202) 888-0872 to
request your free case evaluation.