Following an accident of any sort, the negligent or liable party may be
liable for the damages suffered by other parties. People rarely reach
into their own pocketbooks to come up with the needed compensation, though.
Instead, the money comes from insurance companies who have sold them accident
liability insurance of some sort.
For the most part, people expect that specific accident insurance policies
must be purchased to cover these damages. But this is not always the case.
In fact, many homeowners’ insurance policies provide coverage for
a variety of
personal injury claims filed against the policyholder. If someone does wrong and causes you harm,
then an experienced personal injury lawyer can explore multiple avenues
to find a way to get you deserved compensation to help pay for medical
bills, property damage, lost wages, and non-economic damages.
This is extremely important to know when you are hurt by a negligent third
party. Far too often, defendants in injury claims act like there is no
way for them to pay for damages, especially if your injuries were caused
in any event other than a
car accident. Their goal is often to deter you from pursuing your case. Do not fall
for it. There is often an applicable, alternate insurance policy that
can be used to cover your damages, such as their homeowners’ insurance.
Attorney Thomas Simeone of Simeone & Miller in Washington DC recently had a chance to discuss
homeowners’ insurance coverage of personal injury claims with
Culture CheatSheet®, a popular online publication that discusses all sorts of facets of our
day-to-day lives. He shared an example in which he was able to recover
compensation for someone hurt in a
bicycle accident by using coverage availability through the liable party’s homeowners’
insurance policy. Mr. Simeone’s client was crossing the street as
a pedestrian, when the negligent person, who was riding a bicycle, struck
her while she was in the crosswalk. Despite initial refusals to cooperate,
Mr. Simeone continued to pursue the claim and eventually obtained a settlement
offer equal to the full amount of homeowner’s coverage for the negligent
person. If you are interested in reading the full article, you can
click here to visit its website.
If you need assistance and representation for an injury claim of your own,
call Simeone & Miller. Our Washington DC personal injury lawyers fully
investigate your case, including uncovering all potential sources of damages,
and then pursue your case aggressively. We offer
contingency fee agreements, which means we do not get paid unless you obtain a recovery through a
verdict, settlement, or award. This allows you to get started on the path
to a fair recovery without worrying about your finances first. When paired with
our free initial consultations, you really have nothing to risk and everything to gain by contacting us.
Learn more about Simeone & Miller and our Washington DC injury claim
services by contacting us online
or by calling