Using Homeowners' Insurance Policies to Pay Injury Claim Damages

Following an accident of any sort, the negligent or liable party may be liable for the damages suffered by other parties. People rarely reach into their own pocketbooks to come up with the needed compensation, though. Instead, the money comes from insurance companies who have sold them accident liability insurance of some sort.

For the most part, people expect that specific accident insurance policies must be purchased to cover these damages. But this is not always the case. In fact, many homeowners’ insurance policies provide coverage for a variety of personal injury claims filed against the policyholder. If someone does wrong and causes you harm, then an experienced personal injury lawyer can explore multiple avenues to find a way to get you deserved compensation to help pay for medical bills, property damage, lost wages, and non-economic damages.

This is extremely important to know when you are hurt by a negligent third party. Far too often, defendants in injury claims act like there is no way for them to pay for damages, especially if your injuries were caused in any event other than a car accident. Their goal is often to deter you from pursuing your case. Do not fall for it. There is often an applicable, alternate insurance policy that can be used to cover your damages, such as their homeowners’ insurance.

Attorney Thomas Simeone of Simeone & Miller in Washington DC recently had a chance to discuss homeowners’ insurance coverage of personal injury claims with Culture CheatSheet®, a popular online publication that discusses all sorts of facets of our day-to-day lives. He shared an example in which he was able to recover compensation for someone hurt in a bicycle accident by using coverage availability through the liable party’s homeowners’ insurance policy. Mr. Simeone’s client was crossing the street as a pedestrian, when the negligent person, who was riding a bicycle, struck her while she was in the crosswalk. Despite initial refusals to cooperate, Mr. Simeone continued to pursue the claim and eventually obtained a settlement offer equal to the full amount of homeowner’s coverage for the negligent person. If you are interested in reading the full article, you can click here to visit its website.

If you need assistance and representation for an injury claim of your own, call Simeone & Miller. Our Washington DC personal injury lawyers fully investigate your case, including uncovering all potential sources of damages, and then pursue your case aggressively. We offer contingency fee agreements, which means we do not get paid unless you obtain a recovery through a verdict, settlement, or award. This allows you to get started on the path to a fair recovery without worrying about your finances first. When paired with our free initial consultations, you really have nothing to risk and everything to gain by contacting us.

Learn more about Simeone & Miller and our Washington DC injury claim services by contacting us online or by calling 202.888.0872 today.

Categories: Insurance, Personal Injury