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Liability for Ridesharing Accidents

With the rise of Uber and Lyft, American roadways are dotted with ridesharing service drivers wherever you look. When you’re involved in a ridesharing accident, there may be more than just one party responsible for your accident – and you may need the assistance of an experienced car accident lawyer to get fair compensation for your injuries.

At Simeone & Miller, LLP, we’re committed to helping you get maximum compensation and damages for your painful and serious car crash injuries. Even if the other driver was working for Uber and Lyft at the time of your accident, we can help you determine who was at fault, what insurance company will be responsible, and whether you should file a claim for the best chance at recovery.

What Makes Uber and Lyft Accidents Complicated?

Most car accidents are complicated, especially when they involve commercial motor vehicles. However, what makes Uber and Lyft accidents so unique is that the drivers are actually independent contractors, and the vehicle is most often owned directly by the driver. That means that the law applies to ridesharing accidents in new and unusual ways, and that there are many different scenarios for accident liability.

Any of the following parties may be ultimately responsible for covering your losses:

  • The ridesharing driver
  • The ridesharing driver’s personal insurance company
  • The insurance company for Uber or Lyft
  • Other drivers involved in the accident and their insurance companies

To determine who is liable for your accident, you will need to find out whether the Uber or Lyft driver was working for the company at the time of your accident. Ridesharing companies provide insurance coverage for their drivers with up to $1 million per accident if they are actually working for Uber or Lyft at the time of the accident. Uber and Lyft also provide uninsured/underinsured motorist and comprehensive and collision benefits.

However, if the driver is not working for Lyft or Uber at the time of the accident – for example, if they are waiting to accept a ride request from a new driver – then the driver will only be covered by their personal liability insurance, which will likely provide different and lower insurance coverage. This is often not enough to cover catastrophic injuries, which can lead to an uninsured motorist claim.

The Importance of Investigating an Uber Accident

Because insurance coverage depends on whether the ridesharing driver was working for Uber and Lyft at the time of the accident, it can be tricky to tell who is responsible. When you call on Simeone & Miller, LLP, we’ll perform an extensive investigation into the circumstances of your ridesharing accident.

From interviewing witnesses to gathering expert testimony, we can help you assemble a solid case strategy – and then serve as your committed advocate in any legal proceedings. Whether you need to file a claim with Lyft’s or Uber’s insurance company or against the driver’s personal insurance, we’ll help you make the best decision to maximize your compensation.

Call us today at (202) 888-0872 for more information!